How to change your benefits
Qualifying life events allow you to make changes to certain benefits outside of the open enrollment period. Some benefits, such as life insurance, can be updated at any time.
Understand what benefits you’re eligible for and when to enroll.
The Total Rewards benefits package offered to full- and part-time employees of the ǿ has a wide range of features and varying levels of plans. The information and charts on this page will assist you in determining your own eligibility based on your current status with the University, as well as explain how to enroll.
This comparison chart provides a high-level overview of the main features of the benefit plan available to employees of the ǿ.
Faculty or Staff Member | Postdoctoral Associate or Fellow | Resident or Fellow | Member of SEIU | |
Health Care Plans | ✓ | ✓ | ✓ | |
Dental Plans | ✓ | ✓ | ✓ | |
Flexible Spending Accounts (FSA) | ✓ | ✓ | ✓ | |
Health Savings Account (HSA) | ✓ | ✓ | ||
Retirement Program | ✓ | ✓ 403(b) Plan* | ✓ | ✓ |
Group Life Insurance | ✓ | ✓ | ||
Tuition Benefits | ✓ | ✓** | ✓ | ✓ |
Wellness Program (Well-U) | ✓ | ✓ | ✓ | ✓ |
Family Care Program | ✓ | ✓ | ||
UR Medicine EAP | ✓ | ✓ | ✓ | ✓ |
Home Ownership Incentive | ✓ | ✓ | ✓ | |
✓ | ✓ | ✓ | ||
Group Auto & Home Insurance | ✓ | ✓ | ✓ | |
MetLife Legal Plan | ✓ | ✓ | ✓ | |
VSP Vision Care | ✓ | ✓ | ✓ | |
Allstate Identity Protection | ✓ | ✓ | ✓ | |
Voluntary Long-Term Care Insurance | ✓ | ✓* | ✓ | ✓ |
Long-Term Disability Plan | ✓ | ✓ | ||
Voluntary Vision Care | ✓ | |||
Voluntary Life and AD&D Insurance | ✓ | |||
Child Care Subsidy | ✓ | ✓*** | ✓ |
*Visiting Postdoctoral Fellows are not eligible for these benefits.
**Postdoctoral fellows and part-time postdoctoral associates are not eligible for these benefits.
***Only Postdoctoral Associates (job code 0093) are eligible for these benefits.
The Benefit Plans offered by the ǿ to eligible employees cover a wide range of benefits. Since eligibility for the plans varies, the “Benefits Eligibility Key” is designed to assist you in determining your own eligibility based on your current status with the University. This key will provide you with information such as whether you are considered full or part-time, employee class, salary grade and salary band, etc.
To view the “Benefits Eligibility Key”
This section will provide information about when you should enroll in specific benefits based on your date of hire or when you become eligible. You’ll also learn where to go to enroll.
Health Care and Dental Plans
Health Savings Account and Flexible Spending Account
Long-Term Disability Plan
How to enroll
Note: If you are transferring into a benefit eligible position, you will need to complete the 2023 Enrollment Form for New Hires and Newly Benefits Eligible Employees for health care, dental, HSA, or FSA benefits. This form can be found on the Benefit Forms pageunder the Health Care & Dental Enrollment/Contributions section.
YOUR Benefits Extras: MetLife Legal Plan and VSP Vision Care
Child Care Subsidy
Retirement 403(b) Program Automatic Voluntary Contributions
Group Universal Life (GUL) Insurance
YOUR Benefits Extras:Allstate Identity Protection and Group Auto & Home Insurance
Allstate Identity Protection
Group Auto & Home Insurance
403(b) Retirement Program
Well-U
Tuition Benefits
University Home Ownership Incentive Program
University-Paid Basic Term Life Insurance
YOUR Benefits Extras:Allstate Identity Protection and Group Auto & Home Insurance
Allstate Identity Protection
Group Auto & Home Insurance
Voluntary Long-Term Care Insurance
Family Care Program
Additional forms can be found on theBenefit Forms page.
Eligibility is immediate for the following benefits:
Immediately enroll within 30 days of hire.
Contact at (844) 243-0027 or email atURPD@garnett-powers.com.
Child Care Subsidy – Only eligible for Postdoctoral Associates (job code 0093)
Retirement 403(b) Program
Tuition Benefits – Beginning Fall 2021
Long-Term Care Insurance
Additional forms can be found on theBenefit Forms page.
Health Care Plans, Dental Plans
Health Savings Account, Flexible Spending Account
How to Enroll
YOUR Benefits Extras: MetLife Legal Plan and VSP Vision Care
Child Care Subsidy
Group Universal Life (GUL) Insurance
YOUR Benefits Extras:Allstate Identity Protection and Group Auto & Home Insurance
Allstate Identity Protection
Group Auto & Home Insurance
403(b) Retirement Program
Well-U
Tuition Benefits
University Home Ownership Incentive Program
University-Paid Basic Term Life Insurance
YOUR Benefits Extras:Allstate Identity Protection and Group Auto & Home Insurance
Allstate Identity Protection
Group Auto & Home Insurance
Voluntary Long-Term Care Insurance
Family Care Program
Flexible Spending Accounts (FSA)
Long-Term Disability Plan
YOUR Benefits Extras: MetLife Legal Plan and VSP Vision Care
Retirement 403(b) Program Automatic Voluntary Contributions
403(b) Retirement Program
Well-U
Tuition Benefits for Dependent Children
University Home Ownership Incentive Program
YOUR Benefits Extras:Allstate Identity Protection and Group Auto & Home Insurance
Allstate Identity Protection
Group Auto & Home Insurance
Voluntary Long-Term Care Insurance
This section will provide information about when you should enroll in specific benefits based on your date of hire or when you become eligible. You’ll also learn where to go to enroll.
The ǿ offers two Health Care Plan options:
Coverage options include employee only, employee and children, employee and spouse/domestic partner, or family. Your Plan is administered by Excellus BlueCross BlueShield (BCBS). Health care coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional health care plan information.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Flexible Spending Accounts (FSA) information.
If you are enrolled in the YOUR HSA-Eligible Plan you may choose to contribute to an HSA. HSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Health Savings Accounts (HSA) information.
The ǿ offers two Dental Plan options:
Coverage plan options include employee only or family and is administered by Excellus BCBS. Dental coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional dental plan information.
Allstate Identity Protection Pro Plus is comprehensive financial and identity monitoring to help protect you against the impact of identity theft. See your personal data, manage it with rapid alerts, and monitor your financial transactions, social media, student loans, retirement accounts and more.
Receive legal advice and representation on a wide range of legal matters such as wills, estate planning, financial matters, etc.
Voluntary vision benefits through the VSP Vision Care Plan can help you and your family with the cost of eye exams, glasses, contact lenses, and more. University health care plans do not include routine vision coverage (annual eye exam and eye wear), therefore eligible employees have two options through VSP Vision Care: UR Vision Basic and UR Vision Plus.
Find additional information:
Provides a monthly income benefit at 60% of your covered salary when you become totally disabled for more than six months. Coverage options include:
Selected coverage begins after 1 year of service with the University.
If you wish to enroll or increase Long-Term Disability Insurance after your initial 30-day enrollment period, you must submit a statement of health for approval by the insurance carrier.
Help for eligible employees with dependent care expenses by granting awards of up to $3,600/year per household.
Find additional information and apply for Child Care Subsidy online.
Begin making Voluntary Contributions to the Retirement Program at any time.
Automatic Voluntary Contributions: After 60 days, newly hired or rehired full- and part-time staff members will be automatically enrolled to make pre-tax Voluntary Contributions to the 403(b) Retirement Program each pay period at 3%. Effective July 1, 2020 your salary deferral election will increase 1% annually on the anniversary of your hire date to a maximum of 15%. You may choose to contribute more, less or to not contribute at all at any time. Opt out within 60 days of becoming eligible and no contributions will be deducted from your paycheck.
University Contributions Staff become eligible for University Contributions after 2 years of service. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement plan information.
To receive credit for service completed at another eligible institution, you must submit the Retirement Service Credit Form on by following the path Main Menu > Self Service > Benefits > Retirement Service Credit, within 90 days of your hire date for retroactive contributions.
University-Paid Basic Term Life Insurance
Covers 50% of your annual salary¹
Group Universal Life (GUL) Insurance
Elect coverage from 1-8 times your annual salary. Those that enroll in GUL insurance also have the option to enroll in accidental death and dismemberment (AD&D) coverage, group term life insurance for a spouse/domestic partner, and group term life insurance for dependent children.
Note: Proof of good health may be required for elections and increases.
Find additional life insurance information.
¹ Subject to minimums/maximums
University-Paid Basic Term Life Insurance
Eligible employees are automatically enrolled. To designate your beneficiary:
Group Universal Life (GUL) Insurance
Employee Tuition Waiver for Courses at the ǿ:
Employee Tuition Reimbursement for Courses at Other Universities:
Upon completion of 1 year of full-time service, full-time staff members may receive a 70% reimbursement on tuition costs for up to 2 credit-bearing courses per semester/quarter taken at other Universities. Part-time staff are not eligible for tuition reimbursement benefits.
Dependent Children Tuition Benefits:
Dependent children of ǿ staff members may receive a partial tuition waiver to use for up to four years of undergraduate study at the ǿ.
To receive credit for service completed at another eligible institution, you must complete the Tuition Benefits Service Credit Form, available on the Employee Benefit Summaries and Forms page.
Receive $9,000 towards the purchase of a primary residence in qualifying city neighborhoods. New homeowners purchasing within these neighborhoods may receive $3000 from the University, $3000 from the City, and $3000 from a participating bank/credit union.
Find additional Home Ownership Incentive ProgramԴڴǰپDz.
The University’s wellness program, Well-U, provides staff members with programs such as:
Find additional information, including eligibility requirements on Well-U.
Visit Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information.
Receive special group discounted rates on auto and home insurance, plus the convenient option of paying your premiums through automatic payroll deduction.
Find additional information at
Supporting the diverse care needs of you and your family, the University’s Family Care Program offers:
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of dayto-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-339
The University provides benefits in case of accidental death, dismember-ment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available on the Health Care Plans page and should be printed and carried with participants.
ENROLLMENT DETAILS (Well-U & UR Medicine EAP):
Employees are automatically enrolled upon hire.
The ǿ offers two Health Care Plan options:
Coverage options include employee only, employee and children, employee and spouse/domestic partner, or family. Your Plan is administered by Excellus BlueCross BlueShield (BCBS). Health care coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional health care plan information.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Flexible Spending Accounts (FSA) information.
If you are enrolled in the YOUR HSA-Eligible Plan you may choose to contribute to an HSA. HSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Health Savings Accounts (HSA) information.
The ǿ offers two Dental Plan options:
Coverage plan options include employee only or family and is administered by Excellus BCBS. Dental coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional dental plan information.
Allstate Identity Protection Pro Plus is comprehensive financial and identity monitoring to help protect you against the impact of identity theft. See your personal data, manage it with rapid alerts, and monitor your financial transactions, social media, student loans, retirement accounts and more.
Receive legal advice and representation on a wide range of legal matters such as wills, estate planning, financial matters, etc.
Voluntary vision benefits through the VSP Vision Care Plan can help you and your family with the cost of eye exams, glasses, contact lenses, and more. University health care plans do not include routine vision coverage (annual eye exam and eye wear), therefore eligible employees have two options through VSP Vision Care: UR Vision Basic and UR Vision Plus.
Find additional information:
Provides a monthly income benefit at 60% of your covered salary when you become totally disabled for more than six months. Coverage options include:
Selected coverage begins after 1 year of service with the University.
If you wish to enroll or increase Long-Term Disability Insurance after your initial 30-day enrollment period, you must submit a statement of health for approval by the insurance carrier.
Help for eligible employees with dependent care expenses by granting awards of up to $3,600/year per household.
Find additional information and apply for Child Care Subsidy online.
Begin making Voluntary Contributions to the Retirement Program at any time.
Automatic Voluntary Contributions: After 60 days, newly hired or rehired full- and part-time staff members will be automatically enrolled to make pre-tax Voluntary Contributions to the 403(b) Retirement Program each pay period at 3%. Effective July 1, 2020 your salary deferral election will increase 1% annually on the anniversary of your hire date to a maximum of 15%. You may choose to contribute more, less or to not contribute at all at any time. Opt out within 60 days of becoming eligible and no contributions will be deducted from your paycheck.
University Contributions Staff become eligible for University Contributions after 2 years of service. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement plan information.
To receive credit for service completed at another eligible institution, you must submit the Retirement Service Credit Form on by following the path Main Menu > Self Service > Benefits > Retirement Service Credit, within 90 days of your hire date for retroactive contributions.
University-Paid Basic Term Life Insurance
Covers 50% of your annual salary¹
Group Universal Life (GUL) Insurance
Elect coverage from 1-8 times your annual salary. Those that enroll in GUL insurance also have the option to enroll in accidental death and dismemberment (AD&D) coverage, group term life insurance for a spouse/domestic partner, and group term life insurance for dependent children.
Note: Proof of good health may be required for elections and increases.
Find additional life insurance information.
¹ Subject to minimums/maximums
University-Paid Basic Term Life Insurance
Eligible employees are automatically enrolled. To designate your beneficiary:
Group Universal Life (GUL) Insurance
Employee Tuition Waiver for Courses at the ǿ:
Employee Tuition Reimbursement for Courses at Other Universities:
Upon completion of 1 year of full-time service, full-time staff members may receive a 70% reimbursement on tuition costs for up to 2 credit-bearing courses per semester/quarter taken at other Universities. Part-time staff are not eligible for tuition reimbursement benefits.
Dependent Children Tuition Benefits:
Dependent children of ǿ staff members may receive a partial tuition waiver to use for up to four years of undergraduate study at the ǿ.
To receive credit for service completed at another eligible institution, you must complete the Tuition Benefits Service Credit Form, available on the Employee Benefit Summaries and Forms page.
Receive $9,000 towards the purchase of a primary residence in qualifying city neighborhoods. New homeowners purchasing within these neighborhoods may receive $3000 from the University, $3000 from the City, and $3000 from a participating bank/credit union.
Find additional Home Ownership Incentive ProgramԴڴǰپDz.
The University’s wellness program, Well-U, provides staff members with programs such as:
Find additional information, including eligibility requirements on Well-U.
Visit Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information.
Receive special group discounted rates on auto and home insurance, plus the convenient option of paying your premiums through automatic payroll deduction.
Find additional information at
Supporting the diverse care needs of you and your family, the University’s Family Care Program offers:
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of dayto-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-339
The University provides benefits in case of accidental death, dismember-ment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available on the Health Care Plans page and should be printed and carried with participants.
ENROLLMENT DETAILS (Well-U & UR Medicine EAP):
Employees are automatically enrolled upon hire.
Find information about your job classification, standard work hours, etc. using the Benefits Eligibility Key, found on by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key.
Regular full- and part-time staff are eligible for 9 University paid holidays: New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day and Friday after Thanksgiving, and Christmas Day.
10 days of sick pay protection are provided each year to full- and part-time staff in non-exempt positions whose primary appointment is in divisions:
Up to a maximum accumulation of 20 days. A “day” of sick pay means one-fifth of the staff member’s standard weekly work hours.
The PTO Plan provides eligible employees with up to 56 hours of PTO time during a Plan Year. Eligibility for PTO includes regular full- and part-time staff in non-exempt positions (not including hourly paid PAS3 staff) whose primary appointment is in divisions:
PTO hours for new employees are prorated based on start date.
Regular full-time, non-exempt staff with less than 6 months of service:Statutory pay (pay required by NYS) begins on the 8th consecutive day of disability absence.
Regular full-time, non-exempt staff with 6+ months of service:On the 8th consecutive day of disability absence, up to 26 weeks of full or half pay is provided, based on length of service.
Regular full- and part-time PAS* staff:On the 8th consecutive day of disability absence, up to 6 months of full or half pay is provided, based on length of service.
Regular part-time, non-exempt staff:Statutory pay (pay required by NYS) begins on the 8th consecutive day of disability absence.
Regular full- and part-time staff are eligible for Long-Term Disability Insurance upon completion of one year of service with the University. LTD Plan options include:
Regular full- and part-time staff earn vacation beginning on their date of appointment and continue to earn a portion of the annual vacation entitlement each pay period.
Annual Vacation Accrual:
Vacation entitlement increases as your years of University service increase. See policy 345 on the leave administration web page for full schedule of vacation entitlement.
Find additional leave, disability, and vacation information.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available on the Total Rewards website at rochester.edu/totalrewards.
³Professional/Administrative/Supervisory (PAS) job classifications include those in salary grades 50 and above. Your salary grade can be found using the Benefits Eligibility Key on HRMS by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key.
The ǿ offers two Health Care Plan options:
Coverage options include employee only, employee and children, employee and spouse/domestic partner, or family. Your Plan is administered by Excellus BlueCross BlueShield (BCBS). Health care coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional health care plan ԴڴǰپDz.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Flexible Spending Accounts (FSA) information.
If you are enrolled in the YOUR HSA-Eligible Plan you may choose to contribute to an HSA. HSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month. Find additional Health Savings Accounts (HSA) information.
The ǿ offers two Dental Plan options:
Coverage plan options include employee only or family and is administered by Excellus BCBS. Dental coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month. Find additional dental plan information.
Allstate Identity Protection Pro Plus is comprehensive financial and identity monitoring to help protect you against the impact of identity theft. See your personal data, manage it with rapid alerts, and monitor your financial transactions, social media, student loans, retirement accounts and more.
Receive legal advice and representation on a wide range of legal matters such as wills, estate planning, financial matters, etc.
Voluntary vision benefits through the VSP Vision Care Plan can help you and your family with the cost of eye exams, glasses, contact lenses, and more. University health care plans do not include routine vision coverage (annual eye exam and eye wear), therefore eligible employees have two options through VSP Vision Care: UR Vision Basic and UR Vision Plus.
Find additional information:
Enroll online at
If you enroll by the 15th of the month, coverage will be effective 1st of the following month. If you enroll on the 16th-30th/31st, coverage will be effective 1st of the second following month.
Provides a monthly income benefit at 60% of your covered salary when you become totally disabled for more than six months. Coverage options include:
Selected coverage begins after 1 year of service with the University.
If you wish to enroll or increase Long-Term Disability Insurance after your initial 30-day enrollment period, you must submit a statement of health for approval by the insurance carrier.
Help for eligible employees with dependent care expenses by granting awards of up to $3,600/year per household.
Find additional information and apply for child care subsidy online.
Begin making Voluntary Contributions to the Retirement Program at any time.
Automatic Voluntary Contributions: After 60 days, newly hired or rehired full- and part-time faculty¹ will be automatically enrolled to make pre-tax Voluntary Contributions to the 403(b) Retirement Program each pay period at 3%. Effective July 1, 2020 your salary deferral election will increase 1% annually on the anniversary of your hire date to a maximum of 15%. You may choose to contribute more, less or to not contribute at all at any time. Opt out within 60 days of becoming eligible and no contributions will be deducted from your paycheck.
Faculty¹ become eligible for University Contributions after 2 years of service. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement planinformation.
To receive credit for service completed at another eligible institution, you must submit the Retirement Service Credit Form on by following the path Main Menu > Self Service > Benefits > Retirement Service Credit, within 90 days of your hire date for retroactive contributions.
Covers 50% of your annual salary³
Elect coverage from 1-8 times your annual salary. Those that enroll in GUL insurance also have the option to enroll in accidental death and dismemberment (AD&D) coverage, group term life insurance for a spouse/domestic partner, and group term life insurance for dependent children.
Note: Proof of good health may be required for elections and increases.
Find additional life insurance information.
Eligible employees are automatically enrolled. To designate your beneficiary:
Log on to using your NetID.
Click on “Securian Financial” on the HRMS homepage.
¹Not including visiting faculty and departmental fellows
²Visiting faculty members are not eligible
³Subject to minimums/maximums
Receive a 80-95% waiver on tuition costs.
Full-time faculty members receive a 70% reimbursement on tuition costs for up to 2 credit-bearing courses per semester/quarter upon completion of 1 year of full-time service. Part-time faculty are not eligible for tuition reimbursement benefits.
Dependent children of ǿ faculty members may receive a partial tuition waiver to use for up to four years of undergraduate study at the ǿ.
Departmental fellows are not eligible for tuition reimbursement or dependent children tuition benefits. Visiting faculty members are not eligible for tuition benefits.
Find additional tuition benefits information.
To receive credit for service completed at another eligible institution, you must complete the Tuition Benefits Service Credit Form.
Receive $9,000 towards the purchase of a primary residence in qualifying city neighborhoods. New homeowners purchasing within these neighborhoods may receive $3000 from the University, $3000 from the City, and $3000 from a participating bank/credit union.
Visiting faculty members are not eligible.
Find additional housing information.
The University’s wellness program, Well-U, provides faculty members with programs such as:
Find additional information, including eligibility requirements on Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information.
Visit Well-U.
Receive special group discounted rates on auto and home insurance, plus the convenient option of paying your premiums through automatic payroll deduction.
Find additional information:
Enroll online:
Supporting the diverse care needs of you and your family, the University’s Family Care Program offers:
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of day-to-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available online on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
Find information about your job classification, standard work hours, etc. using the Benefits Eligibility Key, found on by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key.
Regular full- and part-time faculty: On the 8th consecutive day of disability absence, up to 6 months of full or half pay is provided, based on length of service. Must have at least 4 weeks of service to be eligible.
Regular full- and part-time faculty are eligible for Long-Term Disability Insurance upon completion of one year of service with the University. LTD Plan options include:
Per terms of faculty appointment.
Find additional information about leave, disability, and vacation.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available on the Total Rewards website.
The ǿ offers two Health Care Plan options:
Coverage options include employee only, employee and children, employee and spouse/domestic partner, or family. Your Plan is administered by Excellus BlueCross BlueShield (BCBS). Health care coverage will be effective on the date of hire or appointment. Find additional health care plans ԴڴǰپDz.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month. Find additional Flexible Spending Accounts (FSA) information.
If you are enrolled in the YOUR HSA-Eligible Plan you may choose to contribute to an HSA. HSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Health Savings Accounts (HSA) information.
The ǿ offers two Dental Plan options:
Coverage plan options include employee only or family and is administered by Excellus BCBS. Dental coverage will be effective on the date of hire or appointment.Find additional dental information.
Allstate Identity Protection Pro Plus is comprehensive financial and identity monitoring to help protect you against the impact of identity theft. See your personal data, manage it with rapid alerts, and monitor your financial transactions, social media, student loans, retirement accounts and more.
Receive legal advice and representation on a wide range of legal matters such as wills, estate planning, financial matters, etc.
Voluntary vision benefits through the VSP Vision Care Plan can help you and your family with the cost of eye exams, glasses, contact lenses, and more. University health care plans do not include routine vision coverage (annual eye exam and eye wear), therefore eligible employees have two options through VSP Vision Care: UR Vision Basic and UR Vision Plus.
Find additional information:
Help for eligible employees with dependent care expenses by granting awards of up to $3,600/year per household.
Find additional information and apply for child care subsidy online.
Enroll online at If you enroll by the 15th of the month, coverage will be effective 1st of the following month. If you enroll on the 16th30th/31st, coverage will be effective 1st of the second following month.
Covers 150% of your annual salary¹
Elect coverage from 1-8 times your annual salary. Those that enroll in GUL insurance also have the option to enroll in accidental death and dismemberment (AD&D) coverage, group term life insurance for a spouse/domestic partner, and group term life insurance for dependent children. Note: Proof of good health may be required for elections and increases.
Find additional life insurance information.
Eligible employees are automatically enrolled. To designate your beneficiary:
Voluntary Contributions Begin making Voluntary Contributions to the Retirement Program at any time.
Find additional retirement information.
The University’s wellness program, Well-U, provides staff members with programs such as:
Find additional information, including eligibility requirements on Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information.
¹Subject to minimums/maximums
Visit Well-U.
Full-time Strong Memorial Hospital residents and fellows are eligible upon appointment for a 95% tuition waiver for up to 2 credit-bearing courses per semester/mini-semester at the ǿ.
Find additional tuition benefits information.
Receive $9,000 towards the purchase of a primary residence in qualifying city neighborhoods. New homeowners purchasing within these neighborhoods may receive $3000 from the University, $3000 from the City, and $3000 from a participating bank/credit union.
Find additional information about the Home Ownership Incentive Program.
Receive special group discounted rates on auto and home insurance, plus the convenient option of paying your premiums through automatic payroll deduction.
Find additional information:
Enroll online:
Supporting the diverse care needs of you and your family, the University’s Family Care Program offers:
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of dayto-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
Find information about your job classification, standard work hours, etc. using the Benefits Eligibility Key, found on by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key.
Full- and part-time residents and fellows are eligible for 9 University paid holidays: New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day and Friday after Thanksgiving, and Christmas Day. Each holiday equals one-fifth of the individual’s standard weekly work hours.
For regular full- and part-time Strong Memorial Hospital residents and fellows, full salary is continued during disability leave, beginning on the 8th consecutive day of disability absence, for up to 6 months. Employees must have at least 4 weeks of service to be eligible.
Strong Memorial Hospital residents and fellows receive benefits in accordance with their programs.
Find additional leave, disability, and vacation information.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Flexible Spending Accounts (FSA)information.
Allstate Identity Protection Pro Plus is comprehensive financial and identity monitoring to help protect you against the impact of identity theft. See your personal data, manage it with rapid alerts, and monitor your financial transactions, social media, student loans, retirement accounts and more.
Receive legal advice and representation on a wide range of legal matters such as wills, estate planning, financial matters, etc.
Voluntary vision benefits through the VSP Vision Care Plan can help you and your family with the cost of eye exams, glasses, contact lenses, and more.
Find additional information:
Enroll online:
If you enroll by the 15th of the month, coverage will be effective 1st of the following month. If you enroll on the 16th-30th/31st, coverage will be effective 1st of the second following month.
Provides a monthly income benefit at 60% of your covered salary when you become totally disabled for more than six months. Coverage options include:
Selected coverage begins after 1 year of service with the University.
If you wish to enroll or increase Long-Term Disability Insurance after your initial 30-day enrollment period, you must submit a statement of health for approval by the insurance carrier.
Find additional leave and disability information.
Begin making Voluntary Contributions to the Retirement Program at any time.
After 60 days, newly hired or rehired SEIU members will be automatically enrolled to make pre-tax Voluntary Contributions to the 403(b) Retirement Program each pay period at 3%. Effective July 1, 2020 your salary deferral election will increase 1% annually on the anniversary of your hire date to a maximum of 15%. You may choose to contribute more, less or to not contribute at all at any time. Opt out within 60 days of becoming eligible and no contributions will be deducted from your paycheck.
SEIU members become eligible for University Contributions after 2 years of service. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement information
Go to TIAA.org/rochester and click “Ready to Enroll.”
Click “Register with TIAA.”
Follow the on-screen instructions to complete your enrollment. You will select your contributions, investment choices, and beneficiaries.
To receive credit for service completed at another eligible institution, you must submit the Retirement Service Credit Waiver on by following the path Main Menu > Self Service > Benefits > Retirement Service Credit, within 90 days of your hire date for retroactive contributions.
Dependent children of ǿ regular full- and part-time1 SEIU members may receive a partial tuition waiver to use for up to four years of undergraduate study at the ǿ.
Find additional tuition benefits information.
To receive credit for service completed at another eligible institution, you must complete the Tuition Benefits Service Credit Form.
Receive $9,000 towards the purchase of a primary residence in qualifying city neighborhoods. New homeowners purchasing within these neighborhoods may receive $3000 from the University, $3000 from the City, and $3000 from a participating bank/credit union. Find additional information on the Home Ownership Incentive Program.
¹Appointed to work at least 17.5 hours per week.
The University’s wellness program, Well-U, provides SEIU members with programs such as:
Find additional information, including eligibility requirements, at Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information:
Visit Well-U.
Receive special group discounted rates on auto and home insurance, plus the convenient option of paying your premiums through automatic payroll deduction.
Find additional information:
Enroll online:
The University’s Family Care Program offers:
Find additional family care information.
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of dayto-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available online on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
Individuals represented by collective bargaining agreements receive benefits in accordance with those agreements.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available at Total Rewards.
Excellus BCBS POS Medical Plan provides coverage for you and your eligible dependents. Coverage will be effective immediately.
The MetLife Dental PPO Plan provides coverage for you and your eligible dependents. Coverage will be effective immediately.
Aetna’s Voluntary PPO Vision Plan offers low-cost copays for exams, lenses or contacts, and frames.
Voluntary Life and Accidental Death & Dismemberment (AD&D) insurance are available through The Standard, with $100,000 guaranteed coverage.
Help for eligible employees with dependent care expenses by granting awards of up to $3,600/year per household. Only eligible for Postdoctoral Associates (job code 0093)
Find additional information and enroll online:
Questions can be directed towards Gallagher Benefit Services.
Phone: +1 (844) 243-0027
Email: UniversityServices.GBS.Urpd@ajg.com
Find additional information and apply for child care subsidy.
Begin making Voluntary Contributions to the Retirement Program at any time.Postdoctoral Fellows and Visiting Postdoctoral Fellows are not eligible.
Find additional information on the Retirement Program.
ENROLLMENT DETAILS
The University’s wellness program, Well-U, provides programs such as:
¹Must be enrolled in the University-Sponsored Medical Plan to participate.
Find more information on Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information:
Visit Well-U.
Employee Tuition Waiver for Courses at the ǿ:
Full-time Postdoctoral Associates (job code 0093) will be eligible upon appointment for a 95% tuition waiver for up to 2 credit-bearing courses per semester/mini-semester only at the ǿ.
Find additional tuition benefits information.
Supporting the diverse care needs of you and your family, the University’s Family Care Program offers:
Visit the Family Care page.
Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of day-to-day living when it becomes too difficult to do it on your own.
Visiting Postdoctoral Fellows are not eligible.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
UR Medicine Crisis Call Line – (585) 275-8686
Monroe Mobile Crises Team – (585) 529-3721
These resources are available to postdocs and their families coping with issues related to a mental illness, for example, a panic or anxiety attack, but who do not feel the need to visit the Psychiatric Emergency Department.
Short-Term Disability – Statutory pay (pay required by NYS) begins on the 8th consecutive day of disability absence. Employees must have at least 4 weeks of service to be eligible. Visiting Postdoctoral Fellows are not eligible for short-term disability pay.
Additional information regarding leave, disability, and vacation are per the terms of appointment with your school.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available on the Total Rewards page.
If you are considered a full-time employee per the Employer Shared Responsibility Mandate of the Patient Protection and Affordable Care Act (PPACA), you may be eligible1 for health coverage through the ǿ Health Care Plan. See the ACA premium rate sheets and the University’s Measurement and Stability Periods Policy for additional ԴڴǰپDz.
Find additional health care information.
If you are considered a full-time employee per the PPACA and are enrolled in the University’s YOUR HSA-Eligible health care plan, you may choose to contribute to an HSA.
Find additional Health Saving Accounts (HSA) information.
If you are deemed eligible, the Office of Total Rewards will send you a notification letter and benefit enrollment details 2-3 weeks following your date of hire. Eligible employees are responsible for their share of the premium and any outstanding premiums will be subject to arrears and deducted from a future paycheck.
Begin making Voluntary Contributions² to the Retirement Program at any time.
TAR staff members are eligible for University Contributions³ after 2 years of service in which they work a minimum of 1,000 hours per Plan Year. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement information.
To receive credit for service completed at another eligible institution, you must submit the Retirement Service Credit Form on by following the path Main Menu > Self Service > Benefits > Retirement Service Credit, within 90 days of your hire date for retroactive contributions.
The University’s Family Care Program offers:
Find additional family care information.
Visit the Family Care page.
The University’s wellness program, Well-U, provides employees with programs such as:
Find additional information, including eligibility requirements, at Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information:
Visit Well-U.
Long-term care (LTC) insurance² pays for home health care, assisted living, and nursing home care to help people with the functions of dayto-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
Find information about your job classification, standard work hours, etc. using the Benefits Eligibility Key, found on by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key.
Statutory pay (pay required by NYS) begins on the 8th consecutive day of disability absence. Employees must have at least 4 weeks of service to be eligible.
University holidays: New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day and Friday after Thanksgiving, and Christmas Day.
Hourly paid staff members who work either on the University holiday or the legal holiday receive holiday pay in the form of double time for hours worked.
Find additional leave, disability, and vacation information.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available on the Total Rewards website at rochester.edu/totalrewards. ¹Postdoctoral Associates and Fellows do not qualify for benefits under the University Health Care Plan. ²Visiting Postdoctoral Fellows are not eligible. ³Refer to the Retirement Program’s eligibility & enrollment page of the Total Reward’s website for detailed eligibility information.
The ǿ offers two Health Care Plan options:
Coverage options include employee only, employee and children, employee and spouse/domestic partner, or family. Your Plan is administered by Ex-cellus BlueCross BlueShield (BCBS). Health care coverage will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional health care information.
FSA options include:
FSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Flexible Spending Accounts (FSA)ԴڴǰپDz.
If you are enrolled in the YOUR HSA-Eligible Plan you may choose to contribute to an HSA. HSA elections will be effective on the 1st day of the month following your date of hire, or on your date of hire if that occurs on the 1st of the month.
Find additional Health Savings Accounts (HSA)ԴڴǰپDz.
To enroll, contact Total Rewards at:
Phone: (585) 275-2084
Email: TotalRewards@rochester.edu
Begin making Voluntary Contributions¹ to the Retirement Program at any time.
Travel at Home staff members are eligible for University Contributions¹ after 2 years of service in which they work a minimum of 1,000 hours per Plan Year. The University Direct Contribution is 6.2% of your eligible compensation, up to the breakpoint of $63,100, then 10.5% of eligible compensation in excess of the breakpoint, up to the IRS limit ($330,000).
Find additional retirement information.
The University’s Family Care Program offers:
Find additional family care information.
Visit the Family Care page.
The University’s wellness program, Well-U, provides employees with programs such as:
Find additional information, including eligibility requirements on Well-U.
Professional & confidential guidance provided at no cost for employees and their immediate family members. UR Medicine EAP will help assess issues and provide short-term counseling and referrals as needed with life events.
Find additional information: .
ENROLLMENT DETAILS (Well-U & UR Medicine EAP)
Visit Well-U.
Long-term care (LTC) insurance pays for home health care, assisted living, and nursing home care to help people with the functions of day-to-day living when it becomes too difficult to do it on your own.
To learn more or to enroll, contact Legacy Services at:
Phone: +1 (800) 230-3398
Email: custsvc@4groupltci.com
The University provides benefits in case of accidental death, dismemberment, or paralysis while traveling on approved University business away from the principal place of employment for periods of 365 days or less. The travel assistance card is available online on the Health Care Plans page and should be printed and carried with participants.
Employees are automatically enrolled upon hire.
Find information about your job classification, standard work hours, etc. using the Benefits Eligibility Key, found on by following the path Main Menu > Self Service > Benefits > Benefits Eligibility Key
Statutory pay (pay required by NYS) begins on the 8th consecutive day of disability absence. Employees must have at least 4 weeks of service to be eligible.
University holidays: New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day and Friday after Thanksgiving, and Christmas Day. Hourly paid staff members who work either on the University holiday or the legal holiday receive holiday pay in the form of double time for hours worked.
Find additional leave, disability, and vacation information.
The University reserves the right to modify, amend, or terminate these plans at any time. This document provides only a summary of the main features of the plan. Detailed information on the benefit plans is available on Total Rewards. ¹Refer to the Retirement Program’s eligibility page of the Total Reward’s website for detailed eligibility information.
Benefits glossary
Get definitions and explanations for some of the common terms and programs you’ll come across.
Qualifying life events allow you to make changes to certain benefits outside of the open enrollment period. Some benefits, such as life insurance, can be updated at any time.
There may be additional forms needed relevant to your specific circumstance. Or, you might be looking for the holistic benefits overview booklet. Explore and download these documents now.